Credit and Debt Management Program

Workers receive recommendations to help them get out of debt and develop a personalized action plan.


of people say that their biggest financial priority is paying down debt.1

Your workers now have real help.

Powerful Outcomes: Less Stress, More Control

Managing debt reduces stress on work performance, health, and family relationships.2

Free Initial Debt Counseling

  • Participants gain an understanding of their financial situation and goals
  • Explore debt management options
  • Receive recommendations to get out of debt
  • Develop a personalized action plan to meet individualized goals

Debt Management Plan

  • Consolidates debt into a single payment
  • Stops collection calls
  • Lowers interest rates
  • Lowers monthly payments
  • Waives late fees and over-limit fees
  • Monthly fee ranges from $10-$75 depending on each individual’s state (the average is $38). Participants are fully responsible for all costs.

GreenPath Video

Learn more about the services offered through Prudential's partnership with GreenPath.

Watch Video

The debt management and credit counseling services are provided by GreenPath, Inc., a third-party provider that is not affiliated with and is  independent from Prudential and its subsidiaries.  Debt management and credit counseling services are not part of any employee benefit plan and are provided through a voluntary, individually selected program that is not a group insurance or a retirement product.

Access to GreenPath is provided through PWSGS.  PWSGS is an subsidiary of Prudential Financial, Inc.  PWSGS is not a licensed insurance company, does not provide insurance products or services, and does not provide investment or other advice.

1 Kantar, 2019.
2 GreenPath data.

For Compliance use Only:1032337-00001-00

For Compliance use Only:

Student Loan AssistanceHelp address your workers’ financial struggles with student loan assistance offered through Vault. Vault Advisor helps workers aggregate loans and choose repayment scenarios suited to their unique situations. While, Vault Pay helps workers pay down their student loan debt with employer contributions.
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